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Get Person Info

Retrieves financial profile information for an individual borrower, sponsor, or guarantor associated with a deal, including net worth, liquidity, DSCR, and debt ratio.

Key Details

  • Returns personal financial metrics parsed from Personal Financial Statements (PFS), tax returns, or other borrower documentation.
  • personalNetWorth is total assets minus total liabilities, in USD.
  • personalLiquidity represents liquid assets (cash, marketable securities) available for loan obligations, in USD.
  • personalDSCR is the individual's debt service coverage ratio — personal income divided by annual debt obligations. Values > 1.0 indicate income exceeds debt payments.
  • personalCashFlowAfterDebtService is net cash flow after all debt obligations, in USD.
  • personDebtRatio is total debt divided by income, expressed as a decimal (e.g., 0.35 = 35%).
  • address, phone, email, image, and description provide contact and profile details.
  • contactId links to the underlying contact record.

Parameters

id string

Unique identifier for the person

Response

Status: 200

Type: application/json

Schema: PersonInfoResponseDto

success boolean

Indicates whether the API request completed successfully

error ErrorDto
target string

Field or parameter that caused the error

code string(enum)

Error code (e.g., Duplicated, MissingMandatoryField, InvalidCreateValues, MissingEntity)

Available enum values: Duplicated, MissingMandatoryField, InvalidCreateValues, Existing, ValidationError, MissingEntity

message string

details array [ ErrorDto ]
id string

Unique identifier for the person

contactId string

ID of the associated contact record

firstName string

middleName string

lastName string

description string

primaryPhoneNumber string

Person contact primary phone number

primaryEmail string

Person contact primary email address

image string(byte)

address AddressDto
fullAddress string

Complete street address validated by Google Places API (e.g., "1600 Amphitheatre Parkway, Mountain View, CA 94043")

placeId string

Google Places unique identifier for this address

geoLocation LatLng

lat number(double)

lng number(double)

zipCode string

number integer(int32)

street string

city string

county string

state string

country string

additionalFreeText string

Additional address information such as suite or unit number

personalNetWorth number(double)

Total net worth of the individual, in USD

personalLiquidity number(double)

Liquid assets available to the individual, in USD

personalDSCR number(double)

Individual's Debt Service Coverage Ratio calculated as cash flow available for debt service divided by total debt service. Values > 1.0 indicate sufficient income to cover debt obligations

personalCashFlowAfterDebtService number(double)

Cash flow remaining after debt service payments, in USD

personDebtRatio number(double)

Total debt divided by total assets, expressed as a decimal (e.g., 0.35 = 35%)

GET 
/api/apiGateway/getPersonInfo/{id}
Response
{
  "success": true,
  "error": {
    "target": "string",
    "code": "Duplicated",
    "message": "string",
    "details": [
      {}
    ]
  },
  "id": "string",
  "contactId": "string",
  "firstName": "string",
  "middleName": "string",
  "lastName": "string",
  "description": "string",
  "primaryPhoneNumber": "string",
  "primaryEmail": "string",
  "image": "string",
  "address": {
    "fullAddress": "string",
    "placeId": "string",
    "geoLocation": {
      "lat": 0.0,
      "lng": 0.0
    },
    "zipCode": "string",
    "number": 0,
    "street": "string",
    "city": "string",
    "county": "string",
    "state": "string",
    "country": "string",
    "additionalFreeText": "string"
  },
  "personalNetWorth": 0.0,
  "personalLiquidity": 0.0,
  "personalDSCR": 0.0,
  "personalCashFlowAfterDebtService": 0.0,
  "personDebtRatio": 0.0
}